Los Angeles Construction Insurance Attorney

At Builders Law Group, Inc, we assist contractors, developers, and construction companies with obtaining and maintaining the necessary insurance coverage for their projects. Our attorney's understanding of construction insurance ensures that you are adequately protected against a range of possible risks. 

Located in Burbank, California, we serve clients throughout Los Angeles, Riverside County, Orange County, Ventura County, San Bernardino County, and San Diego County. Call us today to schedule a free consultation and learn how we can help you safeguard your investments. 

The Importance of Construction Insurance 

Construction insurance is a broad term that encompasses various types of insurance policies designed to protect construction professionals and companies from potential risks and liabilities associated with construction projects. These risks can include property damage, worker injuries, equipment damage, and third-party claims.  

Ultimately, effective construction insurance ensures that contractors, developers, and construction companies can operate confidently, knowing that they have financial protection against unforeseen events that could affect their projects. 

Types of Construction Insurance  

Having the proper construction insurance is vital for mitigating risks and ensuring the success of your projects. At Builders Law Group, Inc, we can help you navigate construction insurance and tailor coverage to meet your specific needs. 

General Liability Insurance 

General liability insurance covers third-party claims of bodily injury or property damage that may occur on a construction site. This type of insurance is essential for protecting against lawsuits that could result from accidents or mishaps involving non-employees. 

Workers' Compensation Insurance 

Workers' compensation insurance is mandated by law in most states and provides coverage for medical expenses and lost wages for employees who are injured on the job. This insurance is crucial for protecting both workers and employers from the financial impact of workplace injuries. 

Builder's Risk Insurance 

Builder's risk insurance, also known as course of construction insurance, covers property damage to a construction project while it is under construction. This can include damage caused by fire, wind, theft, and other perils. The policy typically covers the building itself, as well as materials and equipment on site. 

Professional Liability Insurance 

Also known as errors and omissions insurance, professional liability insurance protects construction professionals, such as architects and engineers, from claims arising from errors or omissions in their designs or professional services. This insurance is critical for safeguarding against the financial consequences of professional negligence. 

Commercial Auto Insurance 

Commercial auto insurance provides coverage for vehicles used in the course of business. This can include trucks, vans, and other vehicles that transport materials, equipment, or personnel to and from job sites. The policy typically covers liability, physical damage, and medical payments. 

Insurance Disputes Our Firm Can Help You With 

Insurance disputes can arise for various reasons, potentially jeopardizing the financial stability and progress of your construction projects. At Builders Law Group, Inc, our lawyer is experienced in resolving these complex disputes to ensure that you receive the coverage and compensation you deserve. Some of the common insurance disputes we handle include: 

Claim Denials 

Insurance companies may deny claims for various reasons, including allegations of policy exclusions, missed deadlines, or insufficient documentation. Our experienced attorneys can review your policy and the circumstances surrounding the denial to fight for the benefits you are entitled to. 

Underpayment of Claims 

In some cases, insurers might offer less compensation than what is necessary to cover your losses. We can assist in verifying the true value of your claim and negotiating with the insurance company to secure fair compensation. 

Delayed Payments 

Delays in insurance payments can cause significant cash flow issues for construction projects. Our firm can help expedite the claims process, pressuring insurers to make timely payments and avoid unnecessary project delays. 

Coverage Disputes 

Disagreements about the scope of coverage are common in the construction industry, especially with complex projects involving multiple types of insurance. We can assist in resolving these disputes by interpreting policy language and advocating for your best interests. 

Subrogation and Contribution Claims 

Insurance companies sometimes seek reimbursement from other parties or insurers after paying a claim. Our attorneys can help you navigate these subrogation and contribution issues, ensuring that your liabilities are minimized and your rights are protected. 

Bad Faith Claims 

When an insurance company acts in bad faith by failing to honor the terms of your policy, we can hold them accountable. This might involve cases where the insurer unreasonably denies a claim, fails to conduct a proper investigation, or engages in deceptive practices. 

By partnering with Builders Law Group, Inc, you gain access to skilled legal representation dedicated to resolving insurance disputes efficiently and effectively. Our goal is to alleviate the stress of insurance issues, allowing you to focus on the successful completion of your construction projects. 

Protect Your Current & Future Projects With a Construction Insurance Attorney 

An experienced construction attorney can help ensure that your project is fully protected and complies with all relevant insurance standards. An attorney can also assist with selecting appropriate policies, handle claims, and provide ongoing legal support for your insurance needs. 

At Builders Law Group, Inc, our construction insurance attorney brings extensive experience in all areas of construction law. We're committed to helping our clients secure and maintain the necessary insurance coverage for their projects. 

Contact us today to schedule a consultation and learn more about how we can help you with your construction insurance needs.